Here are the three big things to know this hour—
Number One— Airlines are now going to be required to pay cash refunds for delayed or canceled flights—that puts a lot of pressure on the airlines to make sure they are on the ball—
Number Two— The House floats a proposed law—that colleges and universities that required Covid shots could now be on the hook for vaccine injuries that came as a result—
Number Three— 4 days to go before Election Day—and its Free Speech Free for All Friday—on this the first day of November—